AI-Powered Real World Assets Yield Bearing

The Open Book for
African Agriculture

We are bridging the $11B financing gap in Nigeria using AI-driven credit scoring and blockchain tokenization. Join the $75M strategic round to build the definitive financial infrastructure for the continent.

Invest in the Future Explore the Tech

A $11B Crisis

Traditional finance has failed African farmers. We are fixing the broken pipe.

< 3%

Of total bank lending in Nigeria goes to agriculture due to perceived high risk.

$11B

The estimated financing gap for smallholder farmers in Nigeria alone.

0 History

Most farmers lack credit scores or formal land titles, locking them out of capital.

The Solution

FRAXTO uses satellite data & AI to create a "Digital Identity" for crops and farmers.

The Agri-Neural Stack

Connecting physical reality to on-chain settlement

Layer 01: Physical

Truth Verification

We don't rely on paper forms. Our field agents use offline-first mobile apps to capture geotagged biometrics and crop photos. Combined with LoRaWAN IoT sensors for storage monitoring, we create an immutable record of physical reality.

  • Geotagged Satellite Imagery
  • IoT Soil Moisture Sensors
  • Field Agent Biometrics
Satellite Data
Layer 02: Intelligence

AI Credit Engine

Our proprietary ML models ingest the physical layer data to output a FRAXTO Score (0-100). This score replaces traditional credit history, enabling us to assess risk and predict crop yield with high accuracy.

  • XGBoost/LSTM Models
  • Weather Pattern Analysis
  • Automated Risk Pricing
AI Code
Layer 03: Settlement

Blockchain Rails

Once approved, funds are released via Smart Contracts—not to the farmer, but directly to verified input vendors (seed/fertilizer sellers). Upon harvest sale, oracles trigger automatic repayment to investors.

  • ERC-3643 Security Tokens
  • Chainlink Oracles
  • Automated USDC Vault
Blockchain

The Economic Flywheel

How $75M becomes a Unicorn Valuation

1. Injection

$75M raised. $45M deployed as initial lending capital to farmers.

2. Data Accumulation

Loans generate massive datasets. AI gets smarter, default rates drop.

3. Secondary Liquidity

Transparent books & low risk attract global DeFi funds (BlackRock, Binance).

4. Protocol Scale

FRAXTO earns fees on billions in third-party capital. Unicorn status.

Capital Deployment & Tokenomics

Strategic Round: $75M @ $200M Valuation

Use of Funds ($75M)

Lending Capital (Asset) 60% ($45M)
Tech & AI Infrastructure 20% ($15M)
Legal & Pan-African Expansion 13% ($10M)
Ops & Reserve 7% ($5M)

Token Utility ($FRAX)

Utility Function Description
Governance Vote on AI risk models and treasury allocation.
Staking Stake $FRAX to access priority RWA pools.
Validation Required collateral for "Human Oracles" to submit data.
Revenue Protocol fees are used to buyback and burn $FRAX.

Project Roadmap

Q1 2026 - Foundation
Strategic Raise & Audit
Close $75M round, Complete Smart Contract Audits (CertiK, OpenZeppelin), Establish Nigerian Entity.
Q2 2026 - Deployment
Mainnet Launch & First Loans
Deploy Agri-Neural Stack, originate first $5M in loans to maize farmers in Kaduna.
Q3 2026 - Expansion
Pan-African Rollout
Expand to Kenya and Ghana. Integrate with major Off-takers (Flour Mills, Nestle).
Q4 2026 - Liquidity
Secondary Market
Launch DEX for fRWA tokens. Attract institutional DeFi liquidity into the protocol.

Ready to Back the Future?

This is a unique opportunity to invest in real-world assets at the ground floor. Minimum ticket size: $2M.